|
 If you are federally eligible, you can buy Arkansas health insurance from CHIP. If you are not federally eligible, you can buy health insurance coverage from CHIP if you have lived in Arkansas for at least 30 days and can demonstrate proof of eligibility. You have been turned down for health insurance for health insurance coverage by an insurance company. You were offered health insurance coverage by an insurance company, but the policy cost more than a CHIP policy; or you have a condition that appears on the list published by CHIP that makes you automatically eligible for CHIP health insurance coverage in Arkansas. You only need to show that you are eligible in one of these ways in order to get CHIP health insurance coverage. CHIP requires that you not be eligible for or already have similar health insurance coverage from another health insurance plan in order to get Arkansas CHIP health insurance coverage. Arkansas CHIP only offers individual health insurance coverage, so each member of your family needs to qualify on his or her own for a CHIP policy. Arkansas CHIP health insurance coverage is offered through a managed care plan. CHIP offers 3 deductible options. Covered benefits include hospital and nursing facility care, physician care, and prescription drugs. If you are federally eligible, you will not receive a pre-existing condition exclusion when you enroll in CHIP. If you are not federally eligible, you may have a 6-month pre-existing condition exclusion period when you first enroll in CHIP. If you are not federally eligible, CHIP may waive your pre-existing condition exclusion period if you meet certain conditions. Arkansas CHIP premiums vary depending on your age, deductible, whether you elect maternity health insurance coverage, and whether you receive a waiver of your pre-existing condition exclusion period. For example, the monthly premium for a 24-year-old man can range from $65 to $147, depending on the deductible he chooses and whether he pays the 10% preexisting condition surcharge.
For Questions Concerning:
Arkansas family and individual health insurance
Arkansas group health insurance
Arkansas self employed health insurance
Arkansas small business health insurance
Comprehensive Health Insurance Program (CHIP) | Contact:
Arkansas Insurance Department
(800) 282-9134 (in-state only)
(501) 378-2010
http://www.state.ar.us/insurance
Arkansas Blue Cross Blue Shield (plan administrator)
(800) 998-7542 (outside Little Rock)
(501) 378-2010 (Little Rock) | | Medicaid (including ARKids First) | Arkansas Department of Human Services
(800) 482-8988 (in-state)http://www.medicaid.state.ar.us | For information on ARKids First (888) 474-8275
| (888) 474-8275
http://www.arkidsfirst.com |
Important Facts
Check out the information on Arkansas individual and small group health insurance regulations. Find out about Arkansas COBRA and continuation coverage.
|
