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| Health Insurance Fraud |
 If you notice a health care provider doing any of these things, keep all supporting paperwork handy for reference, and then contact your health insurance company to let them know.
Finally, contact your state department of insurance or the local police.
Fighting Health Insurance Fraud
To avoid health insurance frauds, take the following steps to fight back:
– Check with your state insurance department to be sure your health insurance company is licensed in your state.
– Check out your health insurance company for user complaints, fraud convictions and bankruptcies through your state department of insurance.
– Keep detailed medical records.
– Carefully review your billing statements.
– Never sign blank insurance claim forms.
– Avoid salespeople offering free health services or advice.
– Protect your medical records and information.
– Make sure you know what your health insurance policy covers and what it doesn't.
– Never pay your health insurance premiums in cash.
– Be wary if you're asked to pay a full year's premium up front.
– Be on guard against medical providers claiming to be connected with federal programs or the government.
– Beware of health insurance companies offering you coverage at an unreasonably low price.
– Ask your health insurance provider about anything you don't understand regarding your bills.
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