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| Health Insurance Fraud |  Health insurance fraud is one of America's biggest taxpayer rip-offs ever, costing Americans literally billions of dollars every year. Users are forced to pay the price literally through escalating medical costs and rising health insurance premiums, due to rampant deception, scams and abuse in the health care system.
Health Insurance Cheatings
According to the Insurance Information Institute, some health providers and facilities such as doctors, hospitals, nursing homes, diagnostic labs and attorneys routinely try to defraud the health insurance system with destroying results.
Do you want to know how they do it? Here are some of the ways:
1. Billing health insurance companies for expensive treatments, tests or equipment patients never had or never obtained
2. Double- or triple-billing health insurers for the same treatments
3. Giving health care recipients needless, dangerous, or life-threatening treatments
4. Selling low-cost health insurance coverage from fake insurance companies
5. Stealing medical information and employing it to bill health insurance companies for phantom treatments
If you contact with health insurance frauds, these types of scams may leave you with medical debts, falsified health records, damaged credit ratings, a high level of stress and overpriced health insurance premiums or the inability to get any health insurance at all.
What to Watch For
The first step to fighting health insurance fraud is keeping your eyes and ears open for abuse.
Be especially cautious with providers who:
• Charge your health insurance company for services you never obtained or medical procedures you don't need
• Give you prescriptions for controlled substances for no justified medical reason
• Bill your health insurance company for brand-name drugs when you actually get generics
• Misrepresent cosmetic or other health care procedures not normally covered by health insurance plans as covered
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